Dear Bruce: I always read your column with interest and like what you have to say most of the time. It seems that you don’t like annuities, from what I recall. What would be wrong with getting 8 percent guaranteed for 10 years and then taking a lifetime income on that amount for that 58-year…
Dear Doctor K: I’ve recently moved and would like to find a doctor for my kids and myself. I don’t know many people here yet, so I’ve hesitated to ask for personal recommendations. What do you think about physician-rating websites?
Interact with people who have something to offer. Take part in an activity that will improve your community or benefit a cause you care about. This is a year of exchange and teamwork. Take whatever position you are in seriously and do your best to make a difference.
Dear Harriette: My home is on Long Island, and I have a small beach as part of my backyard. The sand is my property, and I enjoy spending time on the beach. I also invite my children and grandchildren to come together and play on the beach.
• Ready for a first and a last? Or the last first? How about the final finalists? For what it’s worth, tonight marks the first appearance of the top 10 finalists on “American Idol” (9 p.m., Fox, TV-PG). This is the final top 10 of a series that has been making such lists since 2002.